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Where elevation data is not available either through the flood insurance study or from another authoritative source (CMC 14.10.140(2)), applications for building and/or shoreline permits shall be reviewed to assure that proposed construction will be reasonably safe from flooding. The test of reasonableness is a local judgment and includes use of historical data, high water marks, photographs of past flooding, etc., where available. Failure to elevate at least two feet above grade in these zones may result in higher insurance rates. (Ord. 377 § 5.1(E), 1996)